If you and your family celebrate Christmas, this is usually a festive time of sharing gifts and perhaps eating a little too many mince pies. The last thing you want to experience is the loss or damage of your specially chosen Christmas gifts. Our Christmas Gifts Cover ensures that your presents are covered against loss or damage during the festive season.
What is Christmas Gifts Cover?
Christmas Gifts Cover, covers the cost of replacing Christmas gifts if they are stolen or damaged by any cause covered under the Contents Section of your policy while in your property during December and January.
What incidents does Christmas Gifts Cover?
Our Christmas Gifts Cover protects your gifts against theft or damage.
What is excluded from Christmas Gifts Cover?
Certain situations are excluded from Christmas Gifts Cover, including:
- Excess: The excess amount as specified in your schedule.
- Coverage Limit: Any amount exceeding an additional 10% of the sum insured under the Contents Section for any one claim.
- Money: Loss of money is not covered.
- Main Dwelling: Coverage only applies if the property is your main private dwelling.