Car Insurance for New Drivers
There are two types of 123GO Car Insurance cover: Comprehensive or Third Party, Fire & Theft. But how do you choose between them? Well, it depends on what level of cover you want.
If you have an accident, we’ll pay for the cost of repairs to your car and cover any other damage to another vehicle or injury to third parties.
Covers damage you cause to another vehicle and or injury to third parties. It also covers loss of or damage to your car through fire or theft.
Compare all of our amazing benefits
| Benefits | 123GO Comprehensive Car Insurance | 123GO Third Party Fire & Theft |
|---|---|---|
| Legal Liability to Others | ||
| Fire & Theft | ||
| 24/7 Car breakdown assistance | ||
| Using your Car Abroad | ||
| Step back no claims protection | ||
| Emergency Overnight Accommodation | ||
| Accident & Emergency Cover | ||
| Personal Accident Benefits | ||
| Personal Belongings | ||
| Accidental Damage | ||
| Keycare cover up to €1,500 | ||
| Windscreen Cover |
Get your Car Insurance quote today and see what you can save:
Save 10% when you buy a new Car Insurance Policy online. Acceptance criteria, Ts&Cs apply.
Save 10% on your Car Insurance if you or your spouse/common law partner have another insurance policy with
123.ie. Acceptance criteria, Ts&Cs apply.
Why choose 123.ie as your Car Insurance provider?
With the backing of RSA who looks after millions of people worldwide, you can spend more time remembering the important things. And when you need us, we’ll always be there.
With over 99% of Car Insurance claims covered at 123.ie we’re here when you need us.
99% of Car Insurance claims covered: % of covered motor claims including telematics Dec 21-Dec 22. Based on claims closed (not declined).
At 123.ie we have one of the best Comprehensive Car Insurance policies with more benefits included as standard. The price you see includes everything from breakdown assist to windscreen cover. So, you can forget about us, and when you need us, we’ll always be there. Based on comparative research conducted by 123.ie in December among 10 insurance companies in Ireland benefits including breakdown assistance, keycare, windscreen cover and accidental damage. For more information please email marketing@123.ie.
Jan 2024
Customer names and images may have been changed to protect their privacy. Thank you for understanding.
Jan 2024
Customer names and images may have been changed to protect their privacy. Thank you for understanding.
Jan 2024
Customer names and images may have been changed to protect their privacy. Thank you for understanding.
123GO Car Insurance Frequently Asked Questions
At 123.ie, we're always trying for better. That's why we created 123GO young drivers Car Insurance. 123GO is all about getting young and inexperienced drivers on the road. Our simple black box solution will have you out and about in no time.
Click here for more information
A good driving score can get you a discount of up to 20% off your renewal.
Put simply, it is a small black box that we fit to your car once you've purchased your 123GO Car Insurance policy. It will be professionally fitted somewhere out of sight and is a little larger than a smart phone.
Once fitted it records information about your driving. You'll get an update on usage by email each month.
We'll take your driving performance into consideration when we calculate your renewal price after year one. So make sure to drive safe.
Yes, you are insured from your policy inception date, but you’ll need to get your black box fitted within the first 14 days of cover, or your policy may be cancelled. The box fitting process is really straightforward.
Our installation partner will contact you (normally within 48 hours) or you can give our installation team a call on (01) 5314534 to arrange for your black box to be fitted. It can be fitted at your home, work or place of study, at a time convenient to you.
The fitting process takes on average 30 minutes for most cars. You can arrange it with our installers on a day that suits you. The day before your appointment, you'll be given an AM or PM time slot. The black box can be installed at your home, work or place of study. It must be installed within the first 14 days of cover.
Your 123GO Box is fitted by a qualified auto engineer. The box is a little larger than your average smart phone and will be fitted out of sight, depending on the type of car you have.
It can be installed at pretty much any location of your choosing, like home, work or college.
Click here for more information
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Terms and Conditions
“At 123.ie we have one of the best Car Insurance policies with more benefits included as standard. You can spend more time remembering the important things, and forget us until you need us.
Based on comparative research conducted by 123.ie in December among 10 insurance companies in Ireland benefits including breakdown assistance, keycare, windscreen cover and accidental damage.
For more information please email marketing@123.ie.”
With the backing of RSA who looks after millions of people worldwide, you can spend more time remembering the important things. And when you need us, we’ll always be there.
“With over 99% of car insurance claims covered at 123.ie we’re here when you need us.
99% of car insurance claims covered: % of covered motor claims including telematics Dec 21-Dec 22. Based on claims closed (not declined).