Skip to main content

Car Insurance. But better.

You need Car Insurance. But you sure don't need the hassle.

We’ve made things a bit easier for you. With us, you get a simple at-a-glance overview of what you get when you choose a Comprehensive Plan or a Basic (Third Party, Fire & Theft) plan. Get the plan you want. Then allow yourself a little smug grin. Nice.

We also offer 123GO Car Insurance for new, young or inexperienced drivers. For more information on 123GO, click here

Pick the cover that suits you and your life. And away you go. Better.

Save up to 20% when you buy online 

Save 10% when you buy a new Car Insurance policy online. Save a further 10% on your Car Insurance if you or your spouse/common law partner have another insurance policy with 123.ie. Acceptance criteria, Ts&Cs apply.

Comprehensive
Third Party Fire and Theft
Show more

Need to make a claim?

No problem! Just fill in our initial online claims form by clicking the button below. 
Or just call 01 290 1999 and we'll chat through everything with you..

Start a claim
  • Windscreen claim: (01) 409 0900
  • Breakdown assistance: (01) 241 8572
  • Accidents: (01) 290 1999

More Standard Benefits Than Almost Any Other Insurer One of the best Car Insurance policies with more benefits included as standard.

Over 99% of Car Insurance Claims Covered Over 99% of Car Insurance Claims Covered

Backed by RSA Backed by RSA

Save up to 20% when you buy online  Save up to 20% when you buy online 

Save Up to 40% on your Home Insurance Save Up to 40% on your Home Insurance

It gets better...

Policy

Multi-Policy Discount

If you already have a 123 Home policy, we’ll give you a 10% discount on your car policy. Save money, and keep everything under one roof.

Car

Multi-Car Discount

If you have a car insured with us and you, your spouse or civil partner insures another one, we’ll give you 10% off the second policy.

Present

Deals from our Partners

Sign up with 123 and gain access to exclusive member competitions, and great discounts on hotels, dining, travel, fashion and more.

Learn More

Why not have a look at our Home and Travel Insurance