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Car Insurance.

But better.

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123.ie Car Insurance has the right cover for you… ​

There are two types of standard motor Car Insurance: Comprehensive or Third Party, Fire & Theft. But how do you choose between them? Well, it depends on what level of cover you want.

Comprehensive Cover

If you have an accident, we’ll pay for the cost of repairs to your car and cover any other damage to another vehicle or injury to third parties.

Third Party, Fire & Theft

Covers damage you cause to another vehicle and or injury to third parties. It also covers loss of or damage to your car through fire or theft.

Comprehensive Car Insurance has more benefits included as
standard:

Benefits Comprehensive Car Insurance Third Party, Fire & Theft
Legal Liability to Others
Fire & Theft
Driving of Other Cars
(Subject to criteria)
Using your Car Abroad
No claims discount (Step Back)
Breakdown Assist
Emergency Overnight Accommodation
Accident & Emergency Cover
Personal Accident Benefits
Personal Belongings
Accidental Damage
Keycare cover up to €1,500
Windscreen Cover

Find out more about our amazing Car Insurance benefits on our Benefit Hub.

Get your Car Insurance quote today and see what you can save:

10%
Online Discount

Save 10% when you buy a new Car Insurance Policy online. Acceptance criteria, Ts&Cs apply.

10%
Bundle Discount

Save 10% on your Car Insurance if you or your spouse/common law partner have another insurance policy with 123.ie. Acceptance criteria, Ts&Cs apply.

Why choose 123.ie as your Car Insurance provider?

Backed by RSA

With the backing of RSA who looks after millions of people worldwide, you can spend more time remembering the important things. And when you need us, we’ll always be there.

Over 99% of all Car Insurance claims are covered

With over 99% of Car Insurance claims covered at 123.ie we’re here when you need us.
99% of Car Insurance claims covered: % of covered motor claims including telematics Dec 21-Dec 22. Based on claims closed (not declined).

One of the best Car Insurance policies with more benefits included as standard.

At 123.ie we have one of the best Comprehensive Car Insurance policies with more benefits included as standard. The price you see includes everything from breakdown assist to windscreen cover. So, you can forget about us, and when you need us, we’ll always be there. Based on comparative research conducted by 123.ie in December among 10 insurance companies in Ireland benefits including breakdown assistance, keycare, windscreen cover and accidental damage. For more information please email marketing@123.ie.

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Terms and Conditions

One of the best Car Insurance policies with more benefits included as standard.

At 123.ie we have one of the best Car Insurance policies with more benefits included as standard. You can spend more time remembering the important things, and forget us until you need us.

 

Based on comparative research conducted by 123.ie in December among 10 insurance companies in Ireland benefits including breakdown assistance, keycare, windscreen cover and accidental damage.

 

For more information please email marketing@123.ie

Over 99% of Car Insurance Claims Covered.

With over 99% of car insurance claims covered at 123.ie we’re here when you need us.

 

99% of car insurance claims covered: % of covered motor claims including telematics Dec 21-Dec 22. Based on claims closed (not declined).

Backed by RSA.

With the backing of RSA who looks after millions of people worldwide, you can spend more time remembering the important things. And when you need us, we’ll always be there.

Save up to 20% when you buy online.

Save 10% when you buy a new Car Insurance policy online. Save a further 10% on your Car Insurance if you or your spouse/common law partner have another insurance policy with 123.ie. New Car Insurance policies only. Acceptance criteria, Ts&Cs apply.

 

Acceptance criteria, Ts & Cs apply. 123.ie 123 Money Ltd, trading as 123.ie, is regulated by the Central Bank of Ireland. RSA Insurance Ireland DAC provides 123.ie Car Insurance. 

Save Up to 40% on your Home Insurance.

Up to 30% no claims bonus discount available for 3 years or more claims-free. No claims bonus discount applied to base premium, excluding optional extras such as specified or unspecified items risk cover. New business policies only. 

 

Plus, get an extra 10% off your policy if you or your spouse/ common law partner have another policy with 123.ie. 

 

For full cover details, limits and exclusions, please refer to our Home Insurance policy booklet here

 

123.ie trading as 123 Money Ltd is regulated by Central Bank of Ireland. RSA Insurance Ireland DAC provides 123.ie home insurance.

 

24/7 Home Rescue Included on owner-occupied properties: 

 

Home Rescue added as standard to Home Insurance for owner-occupiers only.

 

If you have an emergency in your home, we will provide a 24 hr, 365-day emergency repair service to secure your home and prevent further damage from occurring. Emergency repairs are defined as “work undertaken by an Approved Contractor to resolve the Emergency by completing a Temporary Repair". A Temporary Repair is one that will resolve an emergency but will need to be replaced by a permanent repair.