123.ie Car Insurance has the right cover for you…
There are two types of standard motor Car Insurance: Comprehensive or Third Party, Fire & Theft. But how do you choose between them? Well, it depends on what level of cover you want.
If you have an accident, we’ll pay for the cost of repairs to your car and cover any other damage to another vehicle or injury to third parties.
Covers damage you cause to another vehicle and or injury to third parties. It also covers loss of or damage to your car through fire or theft.
Comprehensive Car Insurance has more benefits included as
standard:
| Benefits | Comprehensive Car Insurance | Third Party, Fire & Theft |
|---|---|---|
| Legal Liability to Others | ||
| Fire & Theft | ||
|
Driving of Other Cars (Subject to criteria) |
||
| Using your Car Abroad | ||
| No claims discount (Step Back) | ||
| Breakdown Assist | ||
| Emergency Overnight Accommodation | ||
| Accident & Emergency Cover | ||
| Personal Accident Benefits | ||
| Personal Belongings | ||
| Accidental Damage | ||
| Keycare cover up to €1,500 | ||
| Windscreen Cover |
Find out more about our amazing Car Insurance benefits on our Benefit Hub.
Get your Car Insurance quote today and see what you can save:
Save 10% when you buy a new Car Insurance Policy online. Acceptance criteria, Ts&Cs apply.
Save 10% on your Car Insurance if you or your spouse/common law partner have another insurance policy with 123.ie. Acceptance criteria, Ts&Cs apply.
Why choose 123.ie as your Car Insurance provider?
With the backing of RSA who looks after millions of people worldwide, you can spend more time remembering the important things. And when you need us, we’ll always be there.
With over 99% of Car Insurance claims covered at 123.ie we’re here when you need us.
99% of Car Insurance claims covered: % of covered motor claims including telematics Dec 21-Dec 22. Based on claims closed (not declined).
At 123.ie we have one of the best Comprehensive Car Insurance policies with more benefits included as standard. The price you see includes everything from breakdown assist to windscreen cover. So, you can forget about us, and when you need us, we’ll always be there. Based on comparative research conducted by 123.ie in December among 10 insurance companies in Ireland benefits including breakdown assistance, keycare, windscreen cover and accidental damage. For more information please email marketing@123.ie.
Jan 2024
Customer names and images may have been changed to protect their privacy. Thank you for understanding.
Car Insurance Frequently Asked Questions
We currently have one optional extra that can be added onto our car insurance policies.
No Claim Discount – Protected
This can be added to our Third Party, Fire & Theft and Comprehensive policies for an additional premium. Click here for more information.
You have two options when adding a driver to your policy, you can add the driver permanently which is up until your next renewal date or you can add the driver temporarily which is for a maximum of 37 days in the policy year.
Please note: There is a minimum premium for adding a driver temporary. This is subject to change.
You can add a driver through your My 123 account here - My 123. Please cleck here for more information.
No, we don’t require any documents prior to purchasing a policy. Once the policy has been set up, we will require a number of documents in order to send out your certificate & disc of insurance. Please click here for more information.
If your policy is due for renewal, your no claims bonus is included in your renewal offer pack that was sent to you. You can access a copy of your renewal offer on your portal account where you can print this off.
If you have an email address on your policy, we may have emailed this document to you otherwise this would have been posted to you. This is your original no claims bonus and can be printed for your new insurer. Please click here for more information.
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Need more help?
Terms and Conditions
At 123.ie we have one of the best Car Insurance policies with more benefits included as standard. You can spend more time remembering the important things, and forget us until you need us.
Based on comparative research conducted by 123.ie in December among 10 insurance companies in Ireland benefits including breakdown assistance, keycare, windscreen cover and accidental damage.
For more information please email marketing@123.ie.
With over 99% of car insurance claims covered at 123.ie we’re here when you need us.
99% of car insurance claims covered: % of covered motor claims including telematics Dec 21-Dec 22. Based on claims closed (not declined).
With the backing of RSA who looks after millions of people worldwide, you can spend more time remembering the important things. And when you need us, we’ll always be there.
Save 10% when you buy a new Car Insurance policy online. Save a further 10% on your Car Insurance if you or your spouse/common law partner have another insurance policy with 123.ie. New Car Insurance policies only. Acceptance criteria, Ts&Cs apply.
Acceptance criteria, Ts & Cs apply. 123.ie 123 Money Ltd, trading as 123.ie, is regulated by the Central Bank of Ireland. RSA Insurance Ireland DAC provides 123.ie Car Insurance.
Up to 30% no claims bonus discount available for 3 years or more claims-free. No claims bonus discount applied to base premium, excluding optional extras such as specified or unspecified items risk cover. New business policies only.
Plus, get an extra 10% off your policy if you or your spouse/ common law partner have another policy with 123.ie.
For full cover details, limits and exclusions, please refer to our Home Insurance policy booklet here.
123.ie trading as 123 Money Ltd is regulated by Central Bank of Ireland. RSA Insurance Ireland DAC provides 123.ie home insurance.
24/7 Home Rescue Included on owner-occupied properties:
Home Rescue added as standard to Home Insurance for owner-occupiers only.
If you have an emergency in your home, we will provide a 24 hr, 365-day emergency repair service to secure your home and prevent further damage from occurring. Emergency repairs are defined as “work undertaken by an Approved Contractor to resolve the Emergency by completing a Temporary Repair". A Temporary Repair is one that will resolve an emergency but will need to be replaced by a permanent repair.