You need Car Insurance. But you sure don't need the hassle.
We’ve made things a bit easier for you. With us, you get a simple at-a-glance overview of what you get when you choose a Comprehensive Plan or a Basic (Third Party, Fire & Theft) plan. Get the plan you want. Then allow yourself a little smug grin. Nice.
We also offer 123GO Car Insurance for new, young or inexperienced drivers. For more information on 123GO, click here.
Pick the cover that suits you and your life. And away you go. Better.
Save up to 20% when you buy online
Save 10% when you buy a new Car Insurance policy online. Save a further 10% on your Car Insurance if you or your spouse/common law partner have another insurance policy with 123.ie. Acceptance criteria, Ts&Cs apply.
Want to know more about our benefits?
Visit our Benefits Hub for more information on everything from 24/7 Breakdown assist to Driving of other cars, and everything in between.
Need to make a claim?
No problem! Just fill in our initial online claims form by clicking the button below.
Or just call 01 290 1999 and we'll chat through everything with you..
- Windscreen claim: (01) 409 0900
- Breakdown assistance: (01) 241 8572
- Accidents: (01) 290 1999
One of the best Car Insurance policies with more benefits included as standard.
At 123.ie we have one of the best Car Insurance policies with more benefits included as standard. You can spend more time remembering the important things, and forget us until you need us.
Based on comparative research conducted by 123.ie in December among 10 insurance companies in Ireland benefits including breakdown assistance, keycare, windscreen cover and accidental damage.
For more information please email marketing@123.ie.
Over 99% of Car Insurance Claims Covered
With over 99% of car insurance claims covered at 123.ie we’re here when you need us.
99% of car insurance claims covered: % of covered motor claims including telematics Dec 21-Dec 22. Based on claims closed (not declined).
Backed by RSA
With the backing of RSA who looks after millions of people worldwide, you can spend more time remembering the important things. And when you need us, we’ll always be there.
Save up to 20% when you buy online
Save 10% when you buy a new Car Insurance policy online. Save a further 10% on your Car Insurance if you or your spouse/common law partner have another insurance policy with 123.ie. New Car Insurance policies only. Acceptance criteria, Ts&Cs apply.
Acceptance criteria, Ts & Cs apply. 123.ie 123 Money Ltd, trading as 123.ie, is regulated by the Central Bank of Ireland. RSA Insurance Ireland DAC provides 123.ie Car Insurance.
Save Up to 40% on your Home Insurance
Up to 30% no claims bonus discount available for 3 years or more claims-free. No claims bonus discount applied to base premium, excluding optional extras such as specified or unspecified items risk cover. New business policies only.
Plus, get an extra 10% off your policy if you or your spouse/ common law partner have another policy with 123.ie.
For full cover details, limits and exclusions, please refer to our Home Insurance policy booklet here.
123.ie trading as 123 Money Ltd is regulated by Central Bank of Ireland. RSA Insurance Ireland DAC provides 123.ie home insurance.
24/7 Home Rescue Included on owner-occupied properties:
Home Rescue added as standard to Home Insurance for owner-occupiers only.
If you have an emergency in your home, we will provide a 24 hr, 365-day emergency repair service to secure your home and prevent further damage from occurring. Emergency repairs are defined as “work undertaken by an Approved Contractor to resolve the Emergency by completing a Temporary Repair". A Temporary Repair is one that will resolve an emergency but will need to be replaced by a permanent repair.
It gets better...
Multi-Policy Discount
If you already have a 123 Home policy, we’ll give you a 10% discount on your car policy. Save money, and keep everything under one roof.
Multi-Car Discount
If you have a car insured with us and you, your spouse or civil partner insures another one, we’ll give you 10% off the second policy.
Deals from our Partners
Sign up with 123 and gain access to exclusive member competitions, and great discounts on hotels, dining, travel, fashion and more.
Why not have a look at our Home and Travel Insurance
Anna, Cork,
Jan 2024
"Signing up was stress free and super easy. Documents were dealt with extremely promptly and I had my disc and cert within days. Absolutely brilliant."
Get in touch
If you still have questions or you want to tell us how we can do better, you can email us, give us a call on 01 518 1434.