Protect the building. And everything that's in it.
Your home is your sanctuary, and probably your greatest asset, so we understand the importance of protecting not only your home, but all the memories and mementos you keep safe inside it.
When taking out Home Insurance, it’s important to make sure you that your home is covered for the full cost of rebuilding or replacing your contents at today’s prices, otherwise you risk being underinsured. If you have any questions on underinsurance, please read our guide here:
We offer 4 types of Home Insurance- for landlords, holiday homes, renters, and homeowners. Our homeowner's insurance includes 24/7 home rescue as standard, so we’ll provide help in a home emergency. Acceptance criteria, Ts&Cs apply.
Your Home Insurance at a glance.
Owner Occupied
Landlord
Renter
Holiday Home
You want options? We've got you covered.
Every home is different. Choose the Home Insurance that best suits you. Explore our Home Insurance Benefits Hub for a summary on our different Home Insurance options.
Need to make a claim?
We’ll make it as easy as possible. Just fill in our initial online claims form, and if we can sort it out online, we will. Otherwise one of our agents will contact you to talk it through.
Or, if you prefer to speak to someone now, call 01 290 1999.
Home Rescue: +353 (091) 545 970
Save Up to 40% on your Home Insurance
Up to 30% no claims bonus discount available for 3 years or more claims-free. No claims bonus discount applied to base premium, excluding optional extras such as specified or unspecified items risk cover. New business policies only.
Plus, get an extra 10% off your policy if you or your spouse/ common law partner have another policy with 123.ie.
For full cover details, limits and exclusions, please refer to our Home Insurance policy booklet here.
123.ie trading as 123 Money Ltd is regulated by Central Bank of Ireland. RSA Insurance Ireland DAC provides 123.ie home insurance.
24/7 Home Rescue Included on owner-occupied properties:
Home Rescue added as standard to Home Insurance for owner-occupiers only.
If you have an emergency in your home, we will provide a 24 hr, 365-day emergency repair service to secure your home and prevent further damage from occurring. Emergency repairs are defined as “work undertaken by an Approved Contractor to resolve the Emergency by completing a Temporary Repair". A Temporary Repair is one that will resolve an emergency but will need to be replaced by a permanent repair.
€50 discount if your home is BER Rated A or B
Eco-friendly homes deserve eco-friendly savings!
If your home has a BER rating of A or B, you can now enjoy a €50 discount on your home insurance using code “Green”
You're already saving energy and being kind to the environment, now you can save even more on your Home Insurance. That’s Better!
Offer Terms & Conditions
• Valid until 31.12.2024
• Customers must enter the code “Green” in the promo code box on the quote path to redeem the offer
• Offer is not available in conjunction with any other promo code
123.ie may look for proof of a valid BER Certificate
• Offer applies to new business Home policies only.
• Acceptance criteria, T&Cs apply
Backed by RSA
With the backing of RSA who looks after millions of people worldwide, you can spend more time remembering the important things. And when you need us, we’ll always be there.
Hold on. It gets better.
How about a multi policy discount?
If you have a 123 Car Insurance policy we’ll give you a 10% discount on your Home Insurance. Save money by keeping it all under the one roof.
How about some deals from our partners?
When you're a customer with 123.ie you get exclusive treats and discounts on things like hotel breaks, dining, travel, fashion and competitions
Why not have a look at our Car and Travel Insurance
I.H, Limerick,
Jan 2024
“Extremely easy, clear website, and great communication via email and text message. Could not be easier.”
Veronica, Dublin,
Jan 2024
“It is such a pleasure to deal with the staff in 123.ie, they are so well disposed to customers & their appreciation of customers is exceptional. No other insurance company has this caliber of customer service.”
Anna, Cork,
Jan 2024
"Signing up was stress free and super easy. Documents were dealt with extremely promptly and I had my disc and cert within days. Absolutely brilliant."
Get In Touch
If you still have questions or you want to tell us how we can do better, you can email us,
give us a call on 01 518 1434