How much buildings cover should I have?

You should insure your home for the amount it would cost to rebuild it and not the market value. This is called the re-instatement value. See the Chartered Surveyers website for a guide to the cost of rebuilding here.

Short Answer

You should insure your home for the amount it would cost to rebuild it and not the market value. This is called the re-instatement value. See the Chartered Surveyers website for a guide to the cost of rebuilding here.