Car Insurance - Making a Change to my Policy

To change the car on your 123.ie insurance policy, log into the My123 portal or call customer support. You may need to provide details about the new vehicle and pay an additional premium if applicable. Your updated documents will be issued once the change is processed.

For more details, visit Can I update my car details on my insurance policy?​.

To add a driver to your car insurance policy, you need to contact 123.ie directly, either by calling Customer Care on 01 524 6000 or by logging into your My123 online portal. Ensure you have the new driver's details ready.

For more detailed guidance, visit How do I add another driver to my policy?.

If you need temporary cover to drive another car, you can arrange this easily by logging-in to the My123 portal or contacting 123.ie directly. You can do this for a maximum of 37 days in the policy year. Call our customer service on 01 518 1434 to discuss temporary changes or visit our policy change page for detailed instructions: Can I request a temporary change of car on my policy?.

Cancelling your 123.ie policy is a simple process. Call the appropriate policy support number or email info@123.ie and we will point you in the right direction.

For details on a specific policy cancellation, please refer to our comprehensive guide: What is the process for cancelling my insurance policy?

Updating your phone number on your 123.ie policy is quick and easy. You can do it online or by getting in touch with our team.

Update Online via My123 Portal

• Log in to your My123 account.
• Go to your personal details section and update your phone number.

Contact Customer Care

If you’d prefer to speak to someone, you can contact our team:

Motor & Home Insurance

• Call us on (01) 524 6029
• Email us at info@123.ie
• Post to 123.ie, RSA House, Dundrum Town Centre, Sandyford Road, Dundrum, Dublin 16

Travel Insurance

• Call us on (01) 2418549
• Email us at travel@123.ie

Health Insurance

• Email us at info@123.ie

Van Insurance

• Call us on (01) 2418585
• Email us at info@123.ie

Tip - Make sure your email address is up to date, as we may need it to verify your changes.

Policy suspension allows you to temporarily reduce your car insurance coverage to "Laid Up Fire & Theft" when your vehicle is not in use, such as during extended travel.

This limited cover protects against fire, theft, or attempted theft while your car is off public roads. Suspensions must last at least 28 days, and upon reinstatement, you'll receive a 75% premium refund for the suspension period.

Note that suspension isn't available for 123GO policies.

For more details on policy suspension, please visit: What is policy suspension and how does it work?.

Yes, you can transfer insurance to your new UK-registered car easily through My123. Just remember, once the car is re-registered in Ireland, let us know immediately.

For detailed info, including criteria and conditions, see Can I transfer insurance to a UK-registered car?.

Your policy may be cancelled due to:

• Your request - You initiated the cancellation.

• Enforced Cancellation - 123.ie or RSA Insurance cancelled your policy, typically after issuing a 10-day notice.

• Policy Nullification - Non-disclosure of essential information led to your policy being voided from the start date.

For more details, please refer to: Why was my insurance policy cancelled?.

If you've sold or scrapped your car and bought a new one, you can easily transfer your existing Car Insurance to your new vehicle. Just let us know the details. If you're not replacing it, contact us to cancel your policy instead.

Need help? Phone Customer Care at 01 524 6029 check your policy documents for additional details, or log into My123 to make permanent or temporary car changes.

If the policyholder passes away, please contact our Customer Care team at 01 524 6029. We'll guide you through available options, including continuing the policy or cancellation.

For detailed instructions and requirements, see What should I do if the policyholder has passed away?.

If you are changing your address, it’s important you notify us as soon as possible!

For Car and Home insurance, contact our Customer Care team on (01) 524 6029. You can also send an email to Info@123.ie. Please note that if you are moving house, you will need to cancel the current policy and set up a new policy from your new home.

For Travel insurance, ring our travel team directly at (01) 241 8549 or send an email to Info@123.ie.

*Please note that premium adjustments may apply depending on your new address. Contact our Customer Care team for more information.

To amend your policy start date, contact our Customer Care team directly. Conditions apply, including restrictions if you've made previous changes or started trips (Travel Insurance only).

For full details and conditions, see Can I change my policy start date?.

To cancel your policy, submit your request to 123.ie by:

1. Email

Send an email to info@123.ie to get cancellation guidance tailored to your specific situation.

1. You can also call one of the following numbers:

   1. Car, Home, Young Drivers, Landlord - 01 524 6029
   2. Health - 01 518 1400
   3. Travel - 091 501 677
   4. Van - 01 241 8585
   5. Life - 01 704 1010

2. You can also mail your cancellation request via Post to - 123.ie, RSA House, Dundrum Town Centre, Sandyford Road, Dundrum, Dublin 16, D16FC92.

If you've received your insurance certificate and disc, please destroy them. Be aware that a cancellation fee may also apply.

When you cancel at any time, we’ll refund the unused portion of your premium on a pro‑rata basis, less any fixed‑expense deduction. A cancellation fee may also apply.

Need help with cancellation or fees? Our team is happy to assist. Contact us for guidance tailored to your policy, or find more details on: How to cancel your policy.

To update your name on your 123.ie policy, just call our Customer Care team on 01 524 6029. They'll explain what you need and help you through it. You may also be required to provide one of the following:

• Marriage Licence

• Updated Driving Licence

• Passport

If you have changed your name by deed poll, please provide a copy of the deed poll confirmation. Once we’ve verified your documents, we’ll update your policy to show your new name.

Need to contact us for assistance? Email us at info@123.ie. Ensure your email is sent from the email address registered on your policy.

You can also post a letter to:

123.ie
RSA House
Dundrum Town Centre
Sandyford Road
Dundrum, Dublin 16

Yes, you can. Just call our Customer Care team on 01 524 6029 or email us at info@123.ie, and we’ll help you update your car’s value.

It’s important to know that if you need to make a valid claim, the amount paid will be based on your car’s market value right before the incident—not higher than the value you declared to us.

We’re here to help you stay on top of your cover. If you're unsure about your car’s value or need more detail, check your policy documents or contact us anytime.

Our fees cover administration costs, such as policy amendments, mid‑term changes and cancellations. You can find full details in the Terms of Business document provided in your original policy pack. You can also view the latest version in our General Terms & Conditions page.

If you haven’t received confirmation within 7 working days after requesting cancellation, please contact our Customer Care team by phone or email at:

• Home & Motor - 01 524 6029 / info@123.ie

• Van - 01 241 8585 / info@123.ie

• Travel - 01 241 8549 / travel@123.ie

• Health - 01 562 5100/ info@123.ie

For more information, see our guide on how to cancel your insurance policy.

Getting back on the road is easy. Just contact us to request reinstatement of your Car Insurance policy:

• Call us on 01 524 6029
• Send an email to info@123.ie
• Or write to 123.ie, RSA House, Dundrum Town Centre, Sandyford Road, Dundrum, Dublin 16

If you're emailing or writing to us, remember to include the date you’d like your cover to restart. For a detailed guide, please refer to: How do I reinstate my policy after suspension?.

Yes, it could. Not telling your insurer about changes that affect your policy with 123.ie can lead to:

• Your policy being cancelled
• Being treated as if it never existed
• A claim being refused

Always let us know about any updates, especially anything that could affect how we assess risk. It keeps your cover valid and helps avoid complications down the line.

For more on this, please see Can not reporting changes affect my cover?.

Yes—you can make changes to your Car or Travel cover by calling a policy representative at:

• Car - 01 524 6029
• Travel - 091 501 677

Depending on your policy, you may be able to increase or decrease your cover at renewal or during the 14-day cooling-off period. We’ll also let you know how this affects your premium.

Looking for a step-by-step breakdown? See How do I change my level of cover?.

Only the policyholder can amend a policy with 123.ie.

If you want to authorise someone else, you'll need to complete a Third Party Nomination form and return it to:
123.ie
RSA House, Dundrum Town Centre
Sandyford Road, Dundrum
Dublin 16.

For details on how to set this up and what the nominated person can do, see Can I amend my policy if I’m not the policyholder?.