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Travel Insurance - Making a Change to my Policy

How do I cancel my policy?

Cancelling your 123.ie policy is a simple process. Call the appropriate policy support number or email info@123.ie and we will point you in the right direction.

For details on a specific policy cancellation, please refer to our comprehensive guide: What is the process for cancelling my insurance policy?

How do I change my phone number?

Updating your phone number on your 123.ie policy is quick and easy. You can do it online or by getting in touch with our team.

Update Online via My123 Portal

  • Log in to your My123 account.
  • Go to your personal details section and update your phone number.

Contact Customer Care

If you’d prefer to speak to someone, you can contact our team:

Motor & Home Insurance

  • Call us on (01) 524 6029
  • Email us at info@123.ie
  • Post to 123.ie, RSA House, Dundrum Town Centre, Sandyford Road, Dundrum, Dublin 16

Travel Insurance

Health Insurance

Van Insurance

Tip - Make sure your email address is up to date, as we may need it to verify your changes.

Why has my policy been cancelled?

Your policy may be cancelled due to:

  • Your request - You initiated the cancellation.

  • Enforced Cancellation - 123.ie or RSA Insurance cancelled your policy, typically after issuing a 10-day notice.

  • Policy Nullification - Non-disclosure of essential information led to your policy being voided from the start date.

For more details, please refer to: Why was my insurance policy cancelled?.

How do I change my address?

If you are changing your address, it’s important you notify us as soon as possible!

For Car and Home insurance, contact our Customer Care team on (01) 524 6029. You can also send an email to Info@123.ie. Please note that if you are moving house, you will need to cancel the current policy and set up a new policy from your new home.

For Travel insurance, ring our travel team directly at (01) 241 8549 or send an email to Info@123.ie.

*Please note that premium adjustments may apply depending on your new address. Contact our Customer Care team for more information.

How do I change my start date?

To amend your policy start date, contact our Customer Care team directly. Conditions apply, including restrictions if you've made previous changes or started trips (Travel Insurance only).

For full details and conditions, see Can I change my policy start date?.

What if I want to cancel the policy?

To cancel your policy, submit your request to 123.ie by:

  1. Email

Send an email to info@123.ie to get cancellation guidance tailored to your specific situation.

  1. You can also call one of the following numbers:

    1. Car, Home, Young Drivers, Landlord - 01 524 6029
    2. Health - 01 518 1400
    3. Travel - 091 501 677
    4. Van - 01 241 8585
    5. Life - 01 704 1010
  2. You can also mail your cancellation request via Post to - 123.ie, RSA House, Dundrum Town Centre, Sandyford Road, Dundrum, Dublin 16, D16FC92.

If you've received your insurance certificate and disc, please destroy them. Be aware that a cancellation fee may also apply.

When you cancel at any time, we’ll refund the unused portion of your premium on a pro‑rata basis, less any fixed‑expense deduction. A cancellation fee may also apply.

Need help with cancellation or fees? Our team is happy to assist. Contact us for guidance tailored to your policy, or find more details on: How to cancel your policy.

How do I change my name?

To update your name on your 123.ie policy, just call our Customer Care team on 01 524 6029. They'll explain what you need and help you through it. You may also be required to provide one of the following:

  • Marriage Licence

  • Updated Driving Licence

  • Passport

If you have changed your name by deed poll, please provide a copy of the deed poll confirmation. Once we’ve verified your documents, we’ll update your policy to show your new name.

Need to contact us for assistance? Email us at info@123.ie. Ensure your email is sent from the email address registered on your policy.

You can also post a letter to:

123.ie
RSA House
Dundrum Town Centre
Sandyford Road
Dundrum, Dublin 16

Why does 123.ie charge fees?

Our fees cover administration costs, such as policy amendments, mid‑term changes and cancellations. You can find full details in the Terms of Business document provided in your original policy pack. You can also view the latest version in our General Terms & Conditions page.

I have requested to cancel my policy. How will I know if this has been processed?

If you haven’t received confirmation within 7 working days after requesting cancellation, please contact our Customer Care team by phone or email at:

For more information, see our guide on how to cancel your insurance policy.

If I don’t let my insurer know about changes could this affect my cover?

Yes, it could. Not telling your insurer about changes that affect your policy with 123.ie can lead to:

  • Your policy being cancelled
  • Being treated as if it never existed
  • A claim being refused

Always let us know about any updates, especially anything that could affect how we assess risk. It keeps your cover valid and helps avoid complications down the line.

For more on this, please see Can not reporting changes affect my cover?.

How do I change my level of cover?

Yes—you can make changes to your Car or Travel cover by calling a policy representative at:

  • Car - 01 524 6029
  • Travel - 091 501 677

Depending on your policy, you may be able to increase or decrease your cover at renewal or during the 14-day cooling-off period. We’ll also let you know how this affects your premium.

Looking for a step-by-step breakdown? See How do I change my level of cover?.

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