Landlord Insurance - My Policy Cover
My property is unoccupied. Am I still covered?
If your home is unoccupied for up to 45 days, your cover remains unchanged. However, if it is unoccupied for more than 45 days, certain coverages will be affected.
For example, theft, attempted theft, and vandalism are not covered once the property has been unoccupied for longer than 45 days.
For full details on how unoccupied periods impact your cover, see Am I covered if my property is unoccupied?.
I got an error when buying online, am I covered?
If your payment to 123.ie goes through successfully, your cover kicks off from the start date and time you selected. You’ll see a confirmation screen showing the amount paid and thanking you for your purchase.
But if you hit an error before entering your card details, your policy isn’t active. For more info on payment errors and what they mean for your cover, see I got an error while buying insurance—am I covered?.