Fire brigade charges up to €2,000
No one expects a fire, but when it happens, the fire brigade is there to help. The only thing that you shouldn’t have to worry about afterwards is the bill. Our Home Insurance policy comes with fire brigade charges included as standard, so you can stay focused on what truly matters.
Clean-up expenses
While you might not cry over spilled milk, spilled oil in your beloved home may be a cause for significant frustration. At 123.ie, our Clean Up Expenses coverage ensures that you are not burdened with these clean-up costs following the escape of oil from your domestic heating installation.
Contents in the garden
At 123.ie we don’t just cover what’s within the walls of your home. We look after what’s without. The contents of your garden are safe in our hands – or shall we say green fingers?
High value items
At 123.ie we know that in your home, certain things are very precious. Rest assured, they’re as precious to us as to you. Which is why we make sure that should anything befall them, 123.ie has you covered.
Public liability
If you own a property, you don’t have to live in it to be covered by us. If you have a property that’s occupied by someone else, 123.ie has got you covered for incidents caused by the occupants.
Alternative accommodation/loss of rent
It’s devastating to have your home so badly damaged, you need to move out until it’s sorted. So at 123.ie we make sure that not only do you have a place to go, but a place good enough to be your home from home.
Visitors and guests property
You feel responsible for the well-being of guests and visitors to your home. So at 123.ie, we make sure that if any of their personal things get lost, damaged or stolen under your roof, we’ve got you – and them – covered.
Replacement for door locks
At 123.ie, we know just how traumatic a home break-in can be. So we make it a priority to make sure you feel as safe and secure as possible, as soon as possible. That’s why we’ll pay up to €700 to have your external door locks replaced straight away.
Title deeds replacement
When it comes to your home, your title deeds are vital. But in the hustle and bustle of modern life, they’re easily misplaced or damaged. Don’t stress. At 123.ie, if your Title Deeds get damaged or go astray, we’ll cover the cost of replacing them.
Accidental damage to buildings
So you’ve put your foot through the attic ceiling, or hammered a nail through a pipe in the wall. You didn’t mean to, but hey, accidents happen. So at 123.ie we’re standing by to cover you when they do.
Christmas gifts cover
If you and your family celebrate Christmas, this is usually a festive time of sharing gifts and perhaps eating a little too many mince pies. The last thing you want to experience is the loss or damage of your specially chosen Christmas gifts. Our Christmas Gifts Cover ensures that your presents are covered against loss or damage during the festive season.
Unauthorised Use of Credit Cards
That moment when you see a credit card purchase you know you didn’t make – it’s frightening, stressful and sadly, all too common. So at 123.ie, if your bank card details fall into the wrong hands, we’re here to cover any financial loss and help put you back in control.
Freezer contents
Don’t let a faulty fridge or freezer leave you cold. At 123.ie, if your freezer goes on the blink for reasons beyond your control, we’ll cover the cost of any food that’s spoilt as a result.
Wedding gifts cover
At 123.ie, we understand that planning a wedding can be stressful, and preparing your vows can be nerve wracking! That’s why we include Wedding Gifts Cover in our Home Insurance Policies. Our Wedding Gifts Cover ensures that these precious items are protected in the event of loss or damage.
24/7 home emergency rescue
At 123.ie, Our Home Rescue service offers year-round access to a 24 hour temporary emergency repair service to secure your home and prevent further damage. Covered incidents include plumbing, electrical supply, security issues, roof damage, and heating system failures.