While you might not cry over spilled milk, spilled oil in your beloved home may be a cause for significant frustration. At 123.ie, our Clean Up Expenses coverage ensures that you are not burdened with these clean-up costs following the escape of oil from your domestic heating installation.
What is Clean Up Expenses coverage?
Clean Up Expenses coverage is a benefit included in our 123 Home Insurance Policy and it covers the cost of cleaning up after the escape of oil from your domestic heating installation. This ensures that you are not left with significant out-of-pocket expenses following such incidents.
What incidents does Clean Up Expenses cover?
Our Clean Up Expenses coverage specifically covers expenses you incur to clean up the escape of oil from your domestic heating installation.
What is excluded from Clean Up Expenses?
Certain situations are excluded from Clean Up Expenses coverage, including:
- Excess: The excess amount as specified in your schedule.
- Extended Unoccupancy: Loss or damage occurring after the property has been unoccupied for more than 45 consecutive days or if the property is unfurnished.
- Coverage Limit: Any amount exceeding €2,000 in respect of any one claim under the policy.
What should I do if my property has been unoccupied?
The coverage does not apply if the property has been unoccupied for more than 45 consecutive days or if the property is unfurnished. Please ensure your property is regularly checked and maintained.
Is there a limit to the number of claims I can make?
There is no specific limit to the number of claims, but each claim must not exceed €2,000, and you must pay the excess specified in your schedule.