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When it comes to your home, your title deeds are vital. But in the hustle and bustle of modern life, they’re easily misplaced or damaged. Don’t stress. At 123.ie, if your Title Deeds get damaged or go astray, we’ll cover the cost of replacing them.

What am I covered for? 

If the title deeds of your property are lost or damaged for any reason, we cover the cost of replacing them up to the value of €700 while in the property or lodged with your building society, bank or solicitor. The policy excess does not apply. 

Is this only if they’re lost or damaged at home, or does it apply to other places too?  

Whether the deeds were at your home, or lodged with your building society, bank or solicitor, you’re covered.  

Will it affect my No Claims bonus?

No, as long as the cost doesn’t exceed €700.