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Home Insurance Benefits

We’ve made things a bit easier for you. With us, you get a simple at-a-glance overview of what you get when you choose an owner occupied, landlord, renter or holiday home policy.

Fire Brigade Charges Cover
Fire brigade charges up to €2,000

No one expects a fire, but when it happens, the fire brigade is there to help. The only thing that you shouldn’t have to worry about afterwards is the bill. Our Home Insurance policy comes with fire brigade charges included as standard, so you can stay focused on what truly matters.

Clean-up expenses

While you might not cry over spilled milk, spilled oil in your beloved home may be a cause for significant frustration. At 123.ie, our Clean Up Expenses coverage ensures that you are not burdened with these clean-up costs following the escape of oil from your domestic heating installation.

clean up house
Contents in the Garden
Contents in the garden

At 123.ie we don’t just cover what’s within the walls of your home. We look after what’s without. The contents of your garden are safe in our hands – or shall we say green fingers?

High value items

At 123.ie we know that in your home, certain things are very precious. Rest assured, they’re as precious to us as to you. Which is why we make sure that should anything befall them, 123.ie has you covered.

High Value Items
Public Liability
Public liability

If you own a property, you don’t have to live in it to be covered by us. If you have a  property that’s occupied by someone else, 123.ie has got you covered for incidents caused by the occupants.

Replacement for door locks

At 123.ie, we know just how traumatic a home break-in can be. So we make it a priority to make sure you feel as safe and secure as possible, as soon as possible. That’s why we’ll pay up to €700 to have your external door locks replaced straight away.

lock replacement
Title Deeds Replacement
Title deeds replacement

When it comes to your home, your title deeds are vital. But in the hustle and bustle of modern life, they’re easily misplaced or damaged. Don’t stress. At 123.ie, if your Title Deeds get damaged or go astray, we’ll cover the cost of replacing them.

Accidental damage to buildings

So you’ve put your foot through the attic ceiling, or hammered a nail through a pipe in the wall. You didn’t mean to, but hey, accidents happen. So at 123.ie we’re standing by to cover you when they do.

Accidental Damage to Buildings