You feel responsible for the well-being of guests and visitors to your home.
So at 123.ie, we make sure that if any of their personal things get lost, damaged or stolen under your roof, we’ve got you – and them – covered.
What am I covered for?
As a 123.ie Home Insurance policy holder, you’re covered for visitors’ property up to the value of €700, if it’s stolen or damaged by any cause covered under the Contents Section.
Are my visitors responsible for the cost?
Only if the items in question are covered by their own separate insurance policy.
What am I not covered for?
We can’t cover you for property owned by paying guests, or a loss outside of your private dwelling.
How much am I covered for?
You’re covered for any amount up to €700, as long as the personal item in question isn’t already separately insured.
Will it affect my No Claims bonus?
No, as long as the amount doesn’t exceed €700.