At 123.ie, we understand that planning a wedding can be stressful, and preparing your vows can be nerve wracking! That’s why we include Wedding Gifts Cover in our Home Insurance Policies. Our Wedding Gifts Cover ensures that these precious items are protected in the event of loss or damage.
What is Wedding Gifts Cover?
Wedding Gifts Cover is just one of the many benefits included in our home insurance policy which covers the cost of replacing wedding or civil partnership gifts if they are stolen or damaged one month before and one month after the ceremony.
What incidents does Wedding Gifts Cover?
Our Wedding Gifts Cover protects your gifts against:
- Theft: If your wedding or civil partnership gifts are stolen.
- Damage: If your wedding or civil partnership gifts are damaged by any cause covered under the Contents Section of your policy.
What is excluded from Wedding Gifts Cover?
Certain situations are excluded from Wedding Gifts Cover, including:
- Excess: The excess amount as specified in your schedule.
- Coverage Limit: Any amount exceeding an additional 10% of the sum insured under the Contents Section for any one claim.
- Money: Loss of money is not covered.
- Main Dwelling: Coverage only applies if the property is your main private dwelling.