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At 123.ie we know that in your home, certain things are very precious. Rest assured, they’re as precious to us as to you. Which is why we make sure that should anything befall them, 123.ie has you covered. 

What am I covered for? 

A High Value Item is any item considered to be of significant cost. Examples include jewellery, precious metals, antiques, works of art, valuable collections and even fine wines. On a more practical level it covers home office equipment, e.g. personal computers, and printers. 

For a full list of what is and isn’t covered, check here.

How much am I covered for?

The maximum amount payable for any one item is 10% of the Contents sum insured. 
The maximum amount payable for all high value items is 50% of the Contents sum insured. Home office equipment is limited to a maximum of €4,000 per claim.