Skip to main content

Home Insurance - Why Choose Us?

Why Choose 123.ie?

There are any number of reasons why you should choose to insure your home and its contents with 123.ie.

There are some limits and restrictions - please check the policy documents you received in your pack.

Every day, more and more people turn to us and here’s why you should join them:

Instant Cover

  1. We offer instant cover online and over the phone so we don’t need you to sign a proposal form.
  2. We provide a fast, efficient and professional service with excellent value for money.
  3. We’ll include accidental damage automatically for  your buildings for the home in which you live.

We'll look after you...

  1. We’ll pay for alternative accommodation or loss of rent should your home be uninhabitable following damage by an insured cause.
  2. We cover architects, surveyors and legal fees as part of the reinstatement costs.
  3. Every December your contents value rises automatically by 10% to cover Christmas presents.

Coverage Amounts

  1. Glass and bathroom fittings are covered under the buildings insurance.
  2. Trace and access is covered up to €700 under the buildings insurance.
  3. We cover fire brigade charges up to €2,000.

More Extras

  1. If there’s an oil leak from your tank, we can cover clean up expenses up to €2,000 (excluding landscaping).
  2. We’ll cover fraudulent use of credit/debit/charge/cheque and/or cash card belonging to you or your spouse up to €1,000.

Was this article helpful?

We love your feedback, please suggest how we could improve this information?