Why Choose 123.ie?
There are any number of reasons why you should choose to insure your home and its contents with 123.ie.
There are some limits and restrictions - please check the policy documents you received in your pack.
Every day, more and more people turn to us and here’s why you should join them:
Instant Cover
- We offer instant cover online and over the phone so we don’t need you to sign a proposal form.
- We provide a fast, efficient and professional service with excellent value for money.
- We’ll include accidental damage automatically for your buildings for the home in which you live.
We'll look after you...
- We’ll pay for alternative accommodation or loss of rent should your home be uninhabitable following damage by an insured cause.
- We cover architects, surveyors and legal fees as part of the reinstatement costs.
- Every December your contents value rises automatically by 10% to cover Christmas presents.
Coverage Amounts
- Glass and bathroom fittings are covered under the buildings insurance.
- Trace and access is covered up to €700 under the buildings insurance.
- We cover fire brigade charges up to €2,000.
More Extras
- If there’s an oil leak from your tank, we can cover clean up expenses up to €2,000 (excluding landscaping).
- We’ll cover fraudulent use of credit/debit/charge/cheque and/or cash card belonging to you or your spouse up to €1,000.