How can I get a discount on a policy?

At 123.ie, we’re always looking for ways to help you save on your cover. Here’s how our discounts work—and how to make the most of them.

Car Insurance Discounts

If you already have a Home Insurance policy with 123.ie, you may be able to get a discount on a new Car Insurance policy. This offer typically applies when you buy over the phone and is subject to a minimum premium.

You can also save up to 20% when you buy a new Car Insurance policy online. Terms and acceptance criteria apply. Contact our sales team now at 01 518 1403 to get started with your new motor policy.

Home Insurance Discounts

Likewise, if you already have a Car Insurance policy with us, you might be able to get a discount on a new Home Insurance policy—again, usually when buying over the phone and subject to minimum premium requirements.

We also offer up to 30% off for customers who have been claims-free for three years or more. This No Claims Discount applies to the base premium (not optional extras) and is available for new policies only. To get in touch with our home sales team, you can easily reach them at 01 518 1401.

Travel Insurance Discounts

While there are no specific percentage discounts listed for Travel Insurance, the final premium depends on things like the length of your trip and where you’re going. Contact our sales team at 091 501 677, and they’ll walk you through ways to save.

Things to Know

• All discounts are subject to minimum premium levels.

• Some discounts can’t be used with other promotions—our team will let you know what gives you the best price.

Talk to Us

Asking about discounts when you’re buying or renewing could make a real difference to what you pay—so give us a call or check our policy documents and see what applies to you.