What optional benefits are available for Home Insurance?

Yes, you can add additional benefits to your 123.ie Home Insurance policy. Adding optional benefits to your policy can provide bespoke protection tailored to your specific needs.

Accidental Damage for Contents

Accidental Damage for Contents is an optional extra available on Home Insurance policies. Examples of covered incidents include knocking a television from a wall bracket and spilling paint on a sofa unintentionally.

This benefit is not available for Landlord Insurance.

All Risks Cover

All Risks Cover is an optional extra under contents insurance that covers specified items against loss, damage, or theft outside the home. It includes worldwide cover for up to 60 days per policy year.

This benefit is available for both renters and owner-occupied properties.

How can I add these optional benefits to my policy?

You can add either of these optional benefits to your Home Insurance policy:

• During the initial Home Insurance policy setup.

• At renewal.

• Within your 14-day cooling-off period.

Are optional benefits the right choice for your Home Insurance?

Adding optional benefits to your Home Insurance policy provides extra protection tailored to your needs. Whether it’s accidental damage or extended coverage for personal belongings, these extras help safeguard your home and belongings.

Need guidance on which benefits suit you best? Our team is happy to assist. Contact us for expert advice or review your policy documents for full details on coverage and eligibility.