Why do you need a valuation & what should it include?

When claiming on certain high-value items under your Home Insurance policy, we require a professional valuation form to verify the item's worth. This helps ensure accurate coverage and a smooth claims process.

What exactly should my valuation include?

Your valuation must meet these specific criteria:

• Completed professionally by a reputable valuer.
• Presented clearly on official headed paper.
• Dated within the past two years.
• State the item's current value clearly in euros (€).
• Include the full name and address of the item's owner.

Importantly, the owner's details on the valuation must match the policyholder’s information on your policy. If there's a discrepancy, we might need additional documentation.

What value should I list for an item?

The item's stated value in the valuation must match what you initially declared during your insurance quote. Differences in values may affect your premium or coverage.

Do I need to provide the original valuation document?

We recommend keeping the original valuation safe, as we might request it during the claims process. However, when initially providing documentation, a scanned copy, photograph, or photocopy will suffice.

You can send these documents to us by:

• Email - household@123.ie
• Post - 123.ie, RSA House, Dundrum Town Centre, Sandyford Road, Dundrum, Dublin 16

Need assistance or more information on valuations?

If you have further questions about submitting a valuation or any claims process details, don’t hesitate to contact us. Our helpful team is ready to guide you every step of the way. For more detailed guidelines, you can also review our comprehensive policy documents.