Is accidental damage covered under my contents insurance?

Accidental damage for contents is an optional extra available on our Home Insurance policies. This can be added on, for an additional premium, when setting up or renewing your policy or within your 14 day cooling-off period. This optional extra cannot be added to Landlord Insurance policies.

Incidents such as knocking a television from a wall bracket or unintentionally spilling paint on your sofa would be covered.

For full details of cover, limits and exclusions please refer to your policy pack, which was issued to you when you purchased or renewed your policy. Our current policy booklet can be found here.

If you have included accidental damage to contents on your policy it will be noted in the policy cover details on your insurance schedule.