Can I use a company car or fleet driving experience on my policy?

At 123.ie, we know your driving experience matters—even if it's from a company car or fleet policy. You can apply this experience to your Car Insurance by following these steps.

What documents do I need?

You'll need:

• Letter of driving experience – This must be requested by your employer from each insurer. It confirms no claims were made in your name.

• Motor fleet declaration form – Your employer must complete and stamp this form to verify your driving experience.

Both documents are essential to validate your history.

Does my experience qualify?

Your company car or fleet driving experience must meet these conditions:

• Continuous cover – There can’t be any gaps in your insurance history.
• Recent experience – Your experience must be from within the last three months.
• Location – The experience must be from Ireland or the UK.
• Private car use – The vehicle must have been a private car, not a commercial vehicle.

How do I submit my documents?

Once you have everything ready, send your documents to us via:

• Online Upload – Use the My123 portal.
• Email – Send scanned copies to motor@123.ie.

Make sure to submit your documents within 10 days of your policy start date to avoid cancellation.

What happens after I submit them?

We’ll review your documents and, once verified, issue your insurance certificate and disc. Sending them in on time keeps your cover active.

Using your company car or fleet experience with 123.ie

Applying your company car or fleet driving experience is simple. Just meet the criteria, submit the documents, and we’ll take care of the rest.

Need help? Get in touch with our Customer Care team at motor@123.ie or call 01 524 6029.