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How do I prove my Named Driving Experience?

Ensuring your named driving experience is recognised by 123.ie requires obtaining and submitting the correct documents. Here’s how to do it:

How can I obtain proof of my named driving experience?

Follow these steps to secure the necessary documentation:

  1. Request a letter from each insurer:

Contact every insurer where you were a named driver and request a Letter of Driving Experience confirming your claims-free history. This document is not automatically issued, so you must request it proactively.

  1. Check that your experience meets the eligibility criteria:
  • Consecutive - No gaps in coverage.
  • Recent - Must be earned within the last three months.
  • Valid location - Must have been earned in Ireland or the UK.
  • Private car only - Experience must be under a private motor policy.

Tip - If the policyholder switched insurers while you were a named driver, you may need to request a letter from each relevant insurer to cover the full period.

How do I submit my named driving experience documentation to 123.ie?

Once you have gathered all required documents, submit them via one of the following methods:

  • Online upload – Use the My123 Portal to upload your documents directly.
  • Email submission – Send scanned copies to info@123.ie.

Make sure all documents are clear and legible to prevent any processing delays.

What is the timeframe for submitting my documentation?

You must submit your documents within 10 days of your policy start date. Just remember that failure to provide proof within this timeframe may result in policy cancellation!

Tip - Timely submission ensures your insurance certificate and disc are issued without any delays​.

Can I use company car or fleet driving experience as proof?

Yes, 123.ie may accept company car or fleet driving experience, but additional verification is required. You will need to submit:

  • Letter of Driving Experience – Issued by the employer’s insurer, confirming your claims-free history.

  • Motor Fleet Declaration Form – Completed and stamped by your employer.

This experience must be:

  • Earned under a private car policy.
  • Gained in Ireland or the UK.
  • Consecutive, without any gaps in coverage​.

Ensuring Your Driving Experience is Recognised

Providing the correct documentation is key to ensuring that your named driving experience is recognised for potential discounts.

Follow the outlined steps and submit your documents within the 10-day timeframe to ensure a smooth process.

For any questions, contact us or visit our policy documents page for further information.

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