Will an alarm system reduce my annual premium?

Installing an approved intruder alarm system may reduce your Home Insurance premium, but certain conditions must be met to qualify for this discount.

What are the requirements for an approved alarm system?

To be considered approved, your alarm must be installed by a company compliant with Private Security Authority regulations and adhere to current European standards. Alarms that do not meet these requirements may not qualify for a discount.

What happens after I notify 123.ie about my alarm system?

Once you inform 123.ie that you have an approved alarm system, an alarm clause may be applied to your policy. This clause includes conditions that must be met at all times to maintain full coverage.

What conditions are typically included in an alarm clause?

If an alarm clause applies, you may be required to:

• Ensure the alarm is active whenever the house is unoccupied.
• Regularly maintain the system to keep it in working order.
• Promptly repair any faults or issues.

How can I confirm if the alarm clause is active on my policy?

To verify if an alarm clause applies to your policy:

• Check the endorsements section of your insurance schedule or policy documents.

• Contact our Customer Care at 01 524 6029 for clarification.

Maintaining compliance with the alarm clause is essential for full coverage. For more details, don’t hesitate to contact us.