How do I change my level of cover?
We know your needs can shift over time. That’s why we’ve made it easy to update your Car or Travel cover when it makes sense for you.
When You Can Increase and Decrease Your Cover
You can change your level of cover in the situations below:
For Car Insurance Customers
You can increase your level of cover:
- At your renewal date
- If you are permanently changing your car
- Within your 14-day cooling-off period
- You can usually reduce your level of cover at any point during the policy term.
For Travel Insurance Customers
You can increase or decrease your level of cover:
- At your renewal date
- Within your 14-day cooling-off period
- If no claims are made on the policy
- Once your trip has not commenced
How to Make the Change
- Get in touch - Contact us to talk through what you need.
- Get a quote - We’ll explain any premium changes linked to your updated cover.
- Confirm the update - Once you’re happy, we’ll update your policy.
Things to Keep in Mind
- Any adjustment could increase or decrease your premium. We’ll explain it clearly before anything is finalised.
- It’s a good idea to check your terms and conditions for any restrictions or limits.
- Keep copies of all confirmations just in case you need them later.
Want to update your cover?
Whether you’re upgrading or simplifying your cover, we’re here to help. For detailed policy information, Check out our policy documents to see what applies to your plan.