How do I add a driver to my policy?
At 123.ie, adding a driver to your Car or Van insurance is straightforward. You have two options for adding drivers:
1. Permanent vs Temporary Addition
- Permanent - Adds a driver up to your policy's next renewal date.
- Temporary - Adds a driver for a maximum of 37 days within the policy year. (Note: A minimum premium applies to temporary additions.)
2. How to Add a Driver
There’s 2 separate ways to add a driver depending on your policy.
Car Insurance
The quickest way is to go online via My123 Portal:
- Log into your My123 account to see if your policy supports online driver additions.
- If eligible, follow instructions and enter the required details.
Note: Some driver requests, especially for younger or high-risk individuals, may require manual approval. If your request can't be processed online, contact our Customer Care Team.
You can also do it by phone, simply call our Customer Care Team at 01 524 6000.
Van Insurance
Adding a driver to your Van Insurance policy can be done by phone only. Simply call 01 241 8585 to add drivers permanently during your policy year.
Information Needed
For both Car and Van Insurance, please provide the following:
- Full Name
- Date of Birth
- Driving Licence Type and duration held
- Whether the driving test was sat in Ireland or the UK
- Relationship to policyholder
- Driver's Occupation
- Penalty Points (including dates)
- Previous Claims (dates and amounts)
- Any Driving Convictions
- Relevant Medical Conditions
- Driver Number (from licence)
Submitting Documentation
You must provide a copy of the front of the driving licence within 10 days of adding the driver. You can submit this by:
- Uploading via your My123 portal
- Emailing to info@123.ie
- Posting to - 123.ie, RSA House, Dundrum Town Centre, Sandyford Road, Dublin 16
Does adding a driver affect my premium?
Yes. Your premium may increase or decrease based on:
- Age and Experience - Younger or inexperienced drivers usually increase costs.
- Driving History - Drivers with clean records generally have minimal impact.
- Claims or Penalty Points - Can result in higher premiums.
Depending on these factors, we might be unable to provide cover.
When does the change take effect?
Your change will take effect immediately or from the date and time you choose. Once processed, you'll receive confirmation.
Need help?
For assistance, log in to My123.ie or contact our team directly:
- Car Insurance: Call 01 524 6000
- Van Insurance: Call 01 241 8585